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Fourth, the potential challenges to the capital marketAfter the personal pension system is fully implemented, more funds will flood into the capital market. These funds are usually long-term and stable, which helps to provide a steady stream of "living water" for the capital market. These long-term stable funds will contribute to the healthy development of the capital market, reduce short-term fluctuations in the market and enhance market stability.Fourth, the potential challenges to the capital market

Second, promote product innovation in the capital marketFourth, the potential challenges to the capital marketI. Providing a long-term and stable source of funds for the capital market

To sum up, the full implementation of the individual pension system will have a far-reaching impact on the capital market. This move will provide a long-term stable source of funds for the capital market, promote product innovation in the capital market, and help the capital market develop with high quality. At the same time, we also need to pay attention to the possible challenges and take corresponding measures to deal with them.I. Providing a long-term and stable source of funds for the capital market